Z ZZP Belasting

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Starting as a ZZP

From KVK registration to your first invoice: how to start as a freelancer in the Netherlands the right way.

16 articles

Starting as a ZZP

Are you an entrepreneur for tax? The Belastingdienst test

What makes you an 'ondernemer' in the eyes of the Dutch tax office? Learn the five criteria that determine your tax status and which deductions you can claim.

26 June 2026 · 10 min read

Starting as a ZZP

Bbz: income support for self-employed in trouble

What is Bbz? How freelancers and self-employed can apply for income support or a business loan through their local gemeente when facing hardship.

26 June 2026 · 8 min read

Starting as a ZZP

Choosing a trade name (and protecting it)

How to pick a trade name (handelsnaam) for your freelance business, check it's available, register it at the KVK, and protect it from competitors.

26 June 2026 · 9 min read

Starting as a ZZP

Freelancing as a student: tax, study finance and KVK

Can you freelance while studying? How KVK registration affects study finance, welfare benefits, and the hours rule challenge.

26 June 2026 · 9 min read

Starting as a ZZP

Getting a VOG (certificate of conduct) as a freelancer

What is a VOG and when do you need one? Learn how to apply for a Dutch certificate of conduct online, costs, timeline, and why it's deductible.

26 June 2026 · 6 min read

Starting as a ZZP

Starting a business from a WW or bijstand benefit

Self-employed from unemployment or social security: the UWV startersregeling, Bbz loans, how your freelance income offsets benefits, and tax rules when building a business while claiming.

26 June 2026 · 10 min read

Starting as a ZZP

Stopping as a freelancer: deregistering the right way

How to deregister your business at the KVK, file final tax returns, settle stakingswinst, and keep records for 7 years.

26 June 2026 · 8 min read

Starting as a ZZP

The SBI code: classifying your business activity

What is an SBI code and why does it matter? Learn how to choose the right one at KVK registration and why insurers and banks rely on it.

26 June 2026 · 6 min read

Starting as a ZZP

Getting your BTW-id (VAT number)

How to get your Dutch VAT number after registering with the KVK, what your BTW-id is used for, and the difference between your BTW-id and omzetbelastingnummer.

15 June 2026 · 5 min read

Starting as a ZZP

Do you need a business bank account?

Is a separate business account worth it for a Dutch freelancer? Pros, cons, costs, and how to choose a bank that doesn't slow you down.

12 June 2026 · 5 min read

Starting as a ZZP

Eenmanszaak or BV? Choosing your legal form

Should you start as a sole proprietor (eenmanszaak) or a private company (BV)? Here's the tax and liability differences, and when each makes sense.

5 June 2026 · 6 min read

Starting as a ZZP

Setting up your bookkeeping from day one

A practical guide to freelancer bookkeeping: what records you must keep, a minimal system that works, when to use software or a bookkeeper, and how it feeds your taxes.

28 May 2026 · 7 min read

Starting as a ZZP

Registering with the KVK (Chamber of Commerce)

How to register at the KVK: what to bring, what it costs, choosing your SBI code, and what happens next. Everything a Dutch freelancer needs to know.

25 May 2026 · 5 min read

Starting as a ZZP

Writing a business plan (a simple template)

A lean business plan for freelancers: who you serve, your offer, pricing strategy, costs and revenue forecast—plus a fill-in template to get you started.

25 May 2026 · 5 min read

Starting as a ZZP

Finding your first clients

Practical strategies for landing your first freelance clients: networking, portfolio building, finding your niche, platforms, and a simple outreach approach.

22 May 2026 · 7 min read

Starting as a ZZP

Starting as a freelancer in the Netherlands: the complete checklist

The step-by-step checklist to start freelancing: choose your legal form, register with the KVK, get your BTW-id, open a bank account, set up bookkeeping, and secure insurance.

20 May 2026 · 5 min read

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ZZP Belasting

Stop wrestling with spreadsheets

ZZP Belasting turns your invoices and expenses into a ready-to-file quarterly BTW return and a live income-tax forecast. Built for Dutch freelancers.